Spring valley, NY β€” Cost of Living & Relocation Guide

Population: 32,884

πŸ“ Some data sourced from nearby metro area

147.9
Cost of Living
$50,749
Median Income
$949,000
Home Price

About Spring valley, NY

Welcome to our comprehensive guide to Spring valley, NY. With a population of 32,884, Spring valley features a cost of living index of 147.9 (47.9% above the national average of 100). The local economy supports a median household income of $50,749 (32% below the national average), while the real estate market offers homes at a median price of $949,000.

Explore our detailed crime and safety data (13% below the national average), school ratings, tax information, and climate data below. Compare Spring valley with New York or other cities.

πŸ“… Data last updated: February 2026 | Sources: U.S. Census Bureau ACS, FBI UCR, BLS

Spring valley, NY Quick Facts & Key Statistics

Cost of Living
147.9
↑ Above avg
US avg: 100
Population
32,884
Residents
Crime Rate
19.95
↓ Below avg
per 1,000 | US avg: 23.0
Median Income
$50,749
↓ Below avg
US avg: $75,000
Median Home Price
$949,000
↑ Above avg
US avg: $420,000
Average Rent
$3,571.75
↑ Above avg
/month | US avg: $1,405
Poverty Rate
10%
↓ Below avg
US avg: 11.5%
Unemployment
3.2%
↓ Below avg
US avg: 3.7%

πŸ’‘City Insights

Spring valley scores 1/10 for affordability, 6/10 for safety, and 5/10 for family-friendliness β€” an average overall profile. However, affordability is a weaker area that prospective residents should consider carefully.

πŸ’°
Affordability
1/10
πŸ›‘οΈ
Safety
6/10
πŸ‘¨β€πŸ‘©β€πŸ‘§β€πŸ‘¦
Family-Friendly
5/10
πŸ’Ό
Career Opportunities
7/10
🌳
Outdoor Activities
4/10
βœ“ Best for: General residents
⚠ Consider: Above-average cost of living, High housing costs relative to income, Limited healthcare facilities

Living in Spring valley, NY

Spring Valley is a village located in Rockland County, New York, just 31 miles northwest of Manhattan. It features a diverse community with a rich cultural heritage, significantly influenced by its sizable Jewish and Latino populations. The village is characterized by a suburban feel, with tree-lined streets and a variety of parks, making it an appealing place for families. One of Spring Valley's main attractions is its proximity to the scenic beauty of the Hudson Valley, which offers opportunities for outdoor activities such as hiking and biking. The village itself hosts various events and festivals throughout the year, celebrating its multicultural heritage. Residents benefit from local amenities, including shops, restaurants, and supermarkets, while nearby larger towns provide additional services and entertainment options. Public transport links, including nearby train stations, make it easy for commuters to travel to New York City and other regions. Overall, Spring Valley combines the charms of small-town living with convenient access to urban resources, creating a unique community atmosphere.

How Spring valley Compares

Cost of Living
147.9 US: 100
Home Price
$949,000 US: $420K
Median Income
$50,749 US: $75K
Crime Rate
19.95 US: 23
Unemployment
3.2% US: 3.7%

Black line indicates US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $50,749.

🏠

Income Needed to Buy

βœ— Stretch
$298k/year
Based on $949,000 median home price
Assumes 30-year mortgage at 7% with 20% down
🏒

Income Needed to Rent

⚠ Stretch
$153k/year
Based on $3571.75/month average rent
Annual income where rent = 28% of gross
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Pros & Cons of Moving to Spring valley, NY

βœ“

Pros

  • β€’ Variety of kids activities
  • β€’ Friendly community atmosphere
  • β€’ Diverse community population
  • β€’ Proximity to NYC for nightlife
  • β€’ Convenient public transport
  • β€’ Low crime rate reported
  • β€’ Access to nearby parks
  • β€’ Affordable housing options
  • β€’ Job market improving slowly
  • β€’ Good school options available
βœ—

Cons

  • β€’ Limited job opportunities
  • β€’ Traffic congestion issues
  • β€’ Limited nightlife options
  • β€’ Social services are inadequate
  • β€’ Political polarization evident
  • β€’ Weather can be too cold
  • β€’ Higher cost of living
  • β€’ High property taxes concern
  • β€’ Public schools mixed reviews
  • β€’ Some racial tension noted

Frequently Asked Questions

What is the cost of living in Spring valley, NY? β–Ό

The cost of living in Spring valley, NY is 48% higher than the national average, with a cost of living index of 148 (where 100 represents the U.S. average). Housing typically accounts for the largest portion of living expenses. See full cost of living breakdown β†’

How much does it cost to buy or rent a home in Spring valley, NY? β–Ό

In Spring valley, NY, The median home price is $949,000. requiring approximately $246,214 annual income to afford. Average rent is $3,572/month (requiring ~$142,870/year income). The local median household income is $50,749, making homeownership challenging for typical residents. Explore Spring valley real estate data β†’

Is Spring valley, NY a safe place to live? β–Ό

Spring valley, NY is average in terms of safety, with crime rates near the national average. The crime rate is 19.9 per 1,000 residents. Safety varies significantly by neighborhood. View detailed Spring valley crime statistics β†’

What salary do you need to live comfortably in Spring valley, NY? β–Ό

To live comfortably in Spring valley, NY and afford a median-priced home of $949,000, you would typically need a household income of $237,250 to $296,562 per year. The local median household income is $50,749. Renting requires approximately $142,870/year (at $3,572/month). See full affordability analysis β†’

What are the job opportunities like in Spring valley, NY? β–Ό

Spring valley, NY has an unemployment rate of 3.2%, which is below the national average of 3.7%. The median household income is $50,749, suggesting developing local economic conditions. View Spring valley employment & demographics β†’

Is Spring valley, NY growing? β–Ό

Spring valley, NY has a population of 32,884. As a smaller community, population trends depend on local housing development, job growth, and quality of life factors. The higher cost housing market and competitive job market shape migration patterns. See Spring valley population demographics β†’

What are the best neighborhoods in Spring valley, NY? β–Ό

The best neighborhoods in Spring valley, NY depend on your priorities. For families, look for areas near top-rated schools with lower crime rates. For affordability, neighborhoods farther from the city center tend to offer more affordable options. Explore Spring valley on our interactive map β†’

What is the commute like in Spring valley, NY? β–Ό

Commute times in Spring valley, NY vary by neighborhood and workplace location. As a smaller community, residents typically drive, as public transit is limited. The moderate cost of living may allow for housing closer to employment centers. Explore commute times on our map β†’

How are the taxes in Spring valley, NY? β–Ό

Tax rates in Spring valley, NY include state and local components. The cost of living index of 148 indicates a higher cost environment compared to the national average. View detailed Spring valley tax information β†’

How does Spring valley, NY compare to New York? β–Ό

Spring valley, NY offers comparable costs to nearby communities. With a cost of living index of 148, median home prices of $949,000, and a crime rate of 19.95 per 1,000 residents, you can compare these metrics side-by-side. Compare Spring valley vs New York β†’

What is the weather like in Spring valley, NY? β–Ό

Weather in Spring valley, NY varies by season. Climate data varies by season. View detailed Spring valley climate & environment data β†’

Explore Spring valley in Detail

πŸ“… Last Updated: February 2026

Sources: U.S. Census Bureau (ACS), FBI Uniform Crime Reports, Bureau of Labor Statistics

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